This is the biggiest scam ever. I purchased this years ago, tried to use it and as so many others have noted done of the dates I ever wanted were ever avaliable.
I wrote a letter telling them to cancel my account and nothing was ever done...it is 8 years later and this *** is still causing me problems on my credit report!
My husband and I are now trying to buy a home and this is preventing us form doing this.
Also the credit companies will not remove this from our credit reports. this is a no win situation!